Tax planning shouldn't happen in a panic when your year-end arrives. If you’re only thinking about tax once a year or once a quarter, you’re likely missing big opportunities and inviting big stress.

Here’s how our team helps clients stay calm, tax-ready, and financially confident all year round.

Most business owners only think about tax at year-end, or right before the VAT deadline.

Set It Aside Before You Spend It

At Carthy Accountants, we encourage clients to set aside money for VAT and corporation tax every month. One account. Clear pots. Simple discipline.

Remember: It’s not your money until you’ve paid the tax man.

Cash in Bank ≠ Available Profit

A common mistake we see? Confusing your bank balance with your profit. The number in your account looks good, but have you factored in tax liabilities? PAYE? Future bills?

You only really know what you can spend when you understand your true profit, and that’s what monthly visibility gives you.

Monthly Profit Monitoring = No Surprises

We check our own profit levels monthly. We do the same with our clients. If you’re estimating profit throughout the year and setting aside tax in real time, nothing will catch you off guard.

Don’t just wait for year-end. Know where you stand, every month.

Let’s Eliminate the 'Tax Bill Shock'

Tax isn’t scary when you plan for it. You just need to build a simple system that’s easy to manage, fits how you run your business, and gives you peace of mind.

Get the Business You Want

If you’re tired of last-minute tax bills and want a clearer way to manage your money, we’re here to help. We’ll show you how to plan month-by-month, reduce stress, and stay in control.

Talk to us today and let’s get your tax sorted before it becomes a problem.